TIOmarkets Broker – FCA Regulated, Legit and Safe Broker?

Is TIOmarkets a Regulated Broker and Is It Legit?

Yes. TIO Markets UK Ltd is authorised and regulated by the UK Financial Conduct Authority (FCA) under license number 488900. The firm operates on a Straight Through Processing (STP) model, meaning client orders route directly to liquidity providers rather than a dealing desk. We verified the license number against FCA disclosures to confirm the brokers regulated status and permissions. Regulation in the United Kingdom imposes strict conduct, capital, reporting, and client‑assets rules—key reasons many traders prioritise FCA brokers when safety is non‑negotiable.

How Exactly Does FSCS Protect Your Money?

Three layers matter most:

1. Segregated client money – Your trading funds are kept separate from the brokers own capital in Tier‑1 UK banks. If the firm experiences financial stress, segregated accounts help ring‑fence client assets.
2. FSCS coverage up to £85,000 – If the firm fails and client assets cannot be returned, eligible clients may claim up to £85,000 from the Financial Services Compensation Scheme (FSCS).
3. Ongoing supervision & audits – FCA‑regulated brokers undergo regular reporting, capital adequacy checks, and compliance monitoring, which materially reduces operational and counterparty risk for retail clients.

What Does the STP License Type Mean for Execution Quality?

With STP (Straight Through Processing), TIOmarkets routes orders to external liquidity venues. In practice, that typically:

• Reduces internal conflict of interest because the broker isnt taking the other side of your trade as a market maker would.
• Enables raw or close‑to‑raw spreads (the broker can still add a markup or charge commissions, depending on the account type).
• Still requires you to manage market, liquidity, and slippage risk—no execution model removes trading risk.

Leverage is capped at up to 1:30 for retail clients under UK rules, which is part of the FCAs consumer‑protection framework to limit excessive risk.

Common Questions On TIOmarkets Regulation

1) Is TIOmarkets broker officially regulated and by whom?

Yes. TIO Markets UK Ltd is FCA‑regulated in the UK, license no. 488900.

2) Are my deposits protected if the broker goes bust?

Eligible clients may claim up to £85,000 via the FSCS if the firm fails and funds cannot be returned.

3) Where are client funds held?

The broker states funds are segregated and held with a Tier‑1 UK bank, separate from company money.

4) Does FCA regulation guarantee my trading profits?

No. Regulation reduces counterparty and operational risk, but market risk remains entirely yours.

5) What execution model does TIOmarkets use?

The firm discloses an STP license type, indicating orders are passed to liquidity providers rather than matched internally.

6) Is negative balance protection available?

UK retail clients typically receive negative balance protection under FCA rules. Confirm this in your account agreement before trading.